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BayBG acquires stake in Delfactis

8. Septem­ber 2019

Munich / Starn­berg — The inde­pen­dent payment service provi­der Delfac­tis AG, Starn­berg, has won BayBG Baye­ri­sche Betei­li­gungs­ge­sell­schaft as an inves­tor. The company offers a solu­tion for 100% del credere protec­tion and reverse facto­ring in payment tran­sac­tions between supplier and purchaser.

As a payment insti­tu­tion appro­ved by the German Federal Finan­cial Super­vi­sory Autho­rity (BaFin), Delfac­tis guaran­tees the highest level of secu­rity. The contract part­ners include more than 3,000 compa­nies from the food, indus­try and trade sectors.
image003.jpgCentral sett­le­ment with del credere is widely used as a service within purcha­sing groups or group purcha­sing organizations.

Delfac­tis is one of the few service provi­ders inde­pen­dent of asso­cia­ti­ons and indus­tries that offers central sett­le­ment, i.e. the central sett­le­ment of all payment flows between several suppliers and the medium-sized buyer directly. The Delfac­tis custo­mer (the buyer) has the advan­tage that he mana­ges his credit risk hims­elf. By bund­ling the coverage of its purcha­sing volume through just one credit insu­rer, poten­tial supplier supply cons­traints are elimi­na­ted and the leverage of its credit rating is maxi­mi­zed. Reverse facto­ring gives buyers addi­tio­nal oppor­tu­nities to opti­mize their working capi­tal. Suppliers bene­fit from the 100 percent payment guaran­tee, the elimi­na­tion of deli­very limits impo­sed by trade credit insu­rers, and the ability to shor­ten their payment terms via reverse factoring.

Marcus Gulder (photo), Head of Venture Capi­tal at BayBG: “The effi­ci­ent proces­sing of payment tran­sac­tions via an actively mana­ged del credere hedge has already proven itself thousands of times. The product and team are well posi­tio­ned and have convin­ced us. We are looking forward to the coope­ra­tion.” Delfac­tis CEO Martin Kötje is also satis­fied: “We are proud to have gained a parti­cu­larly renow­ned inves­tor in BayBG. With this commit­ment and the BaFin appro­val as a payment insti­tu­tion recei­ved at the end of 2017, we are now ideally posi­tio­ned to acce­le­rate our further growth.”

About Delfac­tis AG
Delfac­tis AG has been active on the market as a central regu­la­tor with default protec­tion (=del credere) since 2010. We already have long-stan­­ding custo­mer rela­ti­ons­hips with more than 3,000 well-known compa­nies from the food, indus­try and retail sectors. Risk provi­sio­ning by means of centra­li­zed and bund­led del credere insurance for all suppliers for one custo­mer is beco­m­ing incre­a­singly important and brings a wide range of bene­fits. Reverse facto­ring for the opti­miz­a­tion of “working capi­tal” for supplier and buyer comple­tes the product range of Delfac­tis. Delfac­tis can draw on the top three trade credit insu­rers world­wide to achieve the best results as a service provi­der for suppliers and buyers from an inde­pen­dent position.

About BayBG
With an inves­ted volume of more than 310 million euros, BayBG Baye­ri­sche Betei­li­gungs­ge­sell­schaft mbH is one of the largest provi­ders of venture capi­tal and equity capi­tal (equity and/or mezza­nine) for medium-sized compa­nies. With its equity invest­ments and venture capi­tal invest­ments, BayBG enab­les medium-sized compa­nies and start-ups to imple­ment inno­va­tion and growth projects, manage corpo­rate succes­sion or opti­mize their capi­tal structure.

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