Asset-based finance — a crisis-proof alternative to loans

Banks are curr­ently very active in lending — after all, the state is assum­ing 90 or even 100 percent of the default risk as part of the Corona aid. But this will not remain the case in the medium to long term, as govern­ment support will end in the fore­seeable future. Then many houses will cover them­sel­ves again in the real­lo­ca­tion. In addi­tion, compa­nies will of course have to repay the aid loans they have recei­ved at some point. In view of this, every entre­pre­neur is well advi­sed to find out about possi­ble alter­na­ti­ves when plan­ning finan­cing projects. Asset-based finance, for exam­ple, is beco­ming incre­asingly popu­lar among SMEs because it opens up a lot of room for maneu­ver both in stable phases and in times of crisis.