Venture Loan

Refers to a bullet loan that is gran­ted to an exis­ting start-up. Venture loans are senior, high-inte­­rest and colla­te­ra­li­zed loans (senior secu­red loans), which are usually gran­ted on the basis of a writ­ten loan agree­ment (usually in the form of a term loan) and are colla­te­ra­li­zed with the company’s assets. As a rule, the finan­cing is provi­ded to mature start-ups that have alre­ady been on the market for three to four years and alre­ady have solid sales and corre­spon­ding collateral.