How the 2026 turnaround can succeed in terms of financing

The corpo­rate crisis is immi­nent or alre­ady in full swing. In this situa­tion, the focus is usually on one thing above all else: saving the busi­ness. But how is a turn­around suppo­sed to succeed when liqui­dity is scarce and banks are very criti­cal and cautious about loan appli­ca­ti­ons? Wait for the long appr­oval proces­ses and risk a deeper crisis? Hardly. Instead, compa­nies can fall back on property-based forms of financing. 

Rising insol­ven­cies, a weak economy and stric­ter credit guide­lines are putting many SMEs under pres­sure — espe­ci­ally when liqui­dity is urgen­tly needed for restruc­tu­ring, turn­around or distres­sed M&A. The text shows how asset-based finan­cing based on machi­nery, equip­ment, vehicle fleets, invent­ories or real estate — for exam­ple in the form of asset-based credit or sale & lease back — can release funds quickly even in advan­ced crises, ease the burden on bank nego­tia­ti­ons and ensure opera­tio­nal stabi­lity in the restruc­tu­ring process.