{"id":44014,"date":"2017-11-26T16:15:56","date_gmt":"2017-11-26T14:15:56","guid":{"rendered":"https:\/\/newserver.fyb.de\/produkt\/higher-requirements-for-business-plans\/"},"modified":"2017-11-26T16:15:56","modified_gmt":"2017-11-26T14:15:56","slug":"higher-requirements-business-plans","status":"publish","type":"product","link":"https:\/\/www.fyb.de\/en\/produkt\/higher-requirements-business-plans\/","title":{"rendered":"Higher requirements for business plans"},"content":{"rendered":"

Hans\u00adj\u00f6rg Zelger<\/strong> \u2014 tax consul\u00adtant, audi\u00adtor and part\u00adner MAZARS Hemmel\u00adrath GmbH, Munich<\/p>\n

Volk\u00admar Berner<\/strong> \u2014 Certi\u00adfied Public Accoun\u00adtant and Mana\u00adging Direc\u00adtor MAZARS Hemmel\u00adrath GmbH, Munich<\/p>\n","protected":false},"excerpt":{"rendered":"

The finan\u00adcial crisis seems to be over; nevert\u00adhel\u00adess, topics such as \u201ccredit crunch\u201d and \u201csecu\u00adring liqui\u00addity\u201d have estab\u00adlished them\u00adsel\u00adves as empi\u00adri\u00adcal values in times of econo\u00admic crisis. Entre\u00adpre\u00adneurs and credit insti\u00adtu\u00adti\u00adons are sensi\u00adti\u00adzed. Crisis scena\u00adrios that were conside\u00adred impro\u00adba\u00adble just a few years ago must be included in future plan\u00adning. Since crisis deve\u00adlo\u00adp\u00adments cannot gene\u00adrally be influen\u00adced by indi\u00advi\u00addu\u00adals, the ques\u00adtion arises as to how compa\u00adnies can use their own resour\u00adces to prepare for more rest\u00adric\u00adtive access to finan\u00adcing. Even without further econo\u00admic crises, the demands of inves\u00adtors and lenders will increase.<\/strong><\/p>\n

Credit insti\u00adtu\u00adti\u00adons do not only want to analyze the past, but will demand more infor\u00adma\u00adtion about the future deve\u00adlo\u00adp\u00adment of a company, simi\u00adlar to inves\u00adtors. The analy\u00adsis of future viabi\u00adlity beco\u00admes an essen\u00adtial part of their credit decis\u00adion, along with rating and colla\u00adte\u00adra\u00adliza\u00adtion. The busi\u00adness plan is thus coming more into the focus of manage\u00adment and the company\u2019s equity and debt investors.<\/p>\n

Importance of busi\u00adness plans for estab\u00adlished companies<\/strong><\/p>\n

A busi\u00adness plan is much more than just a nume\u00adri\u00adcal repre\u00adsen\u00adta\u00adtion of a company\u2019s future. The struc\u00adture of a busi\u00adness plan shown (Fig. 1) is prima\u00adrily valid for alre\u00adady estab\u00adlished compa\u00adnies. For start-up compa\u00adnies, feasi\u00adbi\u00adlity studies would comple\u00adment the setup. In the follo\u00adwing, busi\u00adness plans of exis\u00adting compa\u00adnies are discus\u00adsed (howe\u00adver, the state\u00adments can also be trans\u00adfer\u00adred to busi\u00adness plans of start-up companies).<\/p>\n

The finan\u00adcial and econo\u00admic crisis has led to an increased rele\u00advance of busi\u00adness plans among stake\u00adhol\u00adders and to chan\u00adges in their requi\u00adre\u00adment profile.<\/p>\n

The exami\u00adna\u00adtion of the future viabi\u00adlity of compa\u00adnies has recently come into the focus of banks as a further addi\u00adtio\u00adnal task. In the Basel II rating, the focus is clearly on the company\u2019s balance sheet-rela\u00adted busi\u00adness figu\u00adres \u2014 to deter\u00admine the so-called one-year proba\u00adbi\u00adlity of default.<\/p>\n","protected":false},"featured_media":41143,"comment_status":"open","ping_status":"closed","template":"","meta":{"wp_typography_post_enhancements_disabled":false},"product_brand":[],"product_cat":[2452,2486,2506,2538],"product_tag":[1468,1894,1901,1909,1911,1918,1925],"class_list":{"0":"post-44014","1":"product","2":"type-product","3":"status-publish","4":"has-post-thumbnail","6":"product_cat-ebook-en","7":"product_cat-volkmar-berner-en","8":"product_cat-fyb-2011-en","9":"product_cat-hansjoerg-zelger-en","10":"product_tag-volkmar-berner-en","11":"product_tag-hansjoerg-zelger-en","12":"product_tag-credit-crunch","13":"product_tag-securing-liquidity","14":"product_tag-crisis-development","15":"product_tag-business-plan-en","16":"product_tag-stakeholder-en","17":"pa_sprache-english-3","18":"pa_sprache-german","20":"first","21":"outofstock","22":"taxable","23":"shipping-taxable","24":"purchasable","25":"product-type-variable"},"yoast_head":"\nHigher requirements for business plans - FYB Financial Yearbook<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fyb.de\/en\/produkt\/higher-requirements-business-plans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Higher requirements for business plans - FYB Financial Yearbook\" \/>\n<meta property=\"og:description\" content=\"The financial crisis seems to be over; nevertheless, topics such as "credit crunch" and "securing liquidity" have established themselves as empirical values in times of economic crisis. 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